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Securing protection against unforeseen incidents should be one of the primary considerations before embarking on travel to the wonderful destination of Bali. After all, it is impossible to predict when a holiday may be disrupted by an injury, lost items, or a delayed flight. Possessing cover for travel to Indonesia, or more specifically, protection for visits to Bali ensures unnecessary costs will be avoided in the event of unexpected problems.
When we visited Bali, we obtained travel protection from Heymondo ahead of our trip. As it transpired, this ended up being a very prudent decision since I required medical care during the visit. Even if nothing had gone amiss, nonetheless, protection for travels in Bali was worth having merely for the peace of mind it afforded us.
Of course, to have the ideal excursion, you’ll also need to make a decision regarding the things you want to accomplish in Bali and where to remain in Bali. In terms of Bali travel medical cover, though, these are all the things you need to know:
- Is insurance required for visiting Bali?
- What is the typical cost of travel insurance for a trip to Bali?
- Top travel insurance for Bali
Ready to learn more about the best travel coverage for Bali? Let’s get started !
Table of Contents
Is travel insurance mandatory for Bali?
Insurance coverage for travel to Bali is not presently mandatory. However, obtaining travel insurance including protection for COVID-19 is generally a wise decision.
After all, an individual never knows when illness or injury may occur during travel. Additionally, paying medical fees out-of-pocket can become extremely expensive. On top of that, possessing insurance for travel to Bali will allow reimbursement if a hotel reservation is cancelled at the last minute, luggage is lost, or quarantine is needed. It’s always better to purchase travel insurance for Bali and not require it than to go without and potentially pay large fees.
Bali travel insurance requirements
Although obtaining insurance coverage for travel to Bali is not mandatory to enter the country, there are still a few types of policies that visitors should consider purchasing. COVID-19 protection is absolutely essential, as is coverage for emergency medical expenses, especially since healthcare costs can be expensive in Indonesia. Evacuation and repatriation insurance, which pays for returning home for medical treatment or due to political events, is also extremely important.
As such, you should, at a minimum, procure travel health insurance for Bali. If you prefer coverage extending to travel as well, search for travel insurance incorporating trip cancellation and baggage protection .
How much is travel insurance for Bali?
The cost of travel insurance for Bali will vary based on your age and nationality, as well as the duration and expense of your trip. To provide you with an idea of how much insurance for travel to Bali expenses, I used the example of a 30-year-old American spending a week in Bali with a trip cost of $2,500 to generate quotes.
|
Price |
$38.18 |
$10.50 |
$66.91 |
$77 |
|
Deductible |
$0 |
$250 |
$0 |
$0 |
|
COVID-19 Coverage |
Yes |
Yes |
Yes |
Yes |
|
Upfront Payment for Medical Expenses |
Yes |
No |
No |
No |
|
Emergency Medical Costs |
$250,000 |
$250,000 |
$100,000 |
$150,000 |
|
Trip Cancellation |
$3,500 |
Not covered |
$2,500 |
100% of $2,500* |
|
Evacuation & Repatriation |
$500,000 |
$100,000 |
$300,000 |
$500,000 |
|
Baggage Loss |
$1,700 |
$3,000 |
$1,000 |
$1,500 |
|
COMPARE BEST TRAVEL INSURANCE FOR BALI |
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*an example cost was provided
Ultimately, each of the Bali travel protection plans I’ve contrasted have their merits. The best overall travel coverage for Bali however, is Heymondo, particularly since they pay travelers’ clinical costs directly and in advance. If you’d prefer to save money and just have medical-related protection, SafetyWing is an additional exceptional possibility, however keep in mind it has a deductible of $250 per claim .
1. Heymondo, the best travel insurance for Bali
If you seek the premier travel insurance for Bali, looking no further than Heymondo is advisable. Not only does their Top plan provide a high level of coverage in all categories, but it’s also the most cost-effective option with both travel- and medical-related protection.
Above all, Heymondo is the sole Bali travel protection provider that funds travelers’ clinical expenses specifically and upfront, saving you the hassle of documenting a claim to obtain repayment. The advantage of this installment process as well as the company’s excellent client service have empowered Heymondo to regularly rate as one of the finest travel protection providers.
Most beneficial of all, the Top plan has a $0 medical deductible, so any medical fees would incur no out-of-pocket costs.
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Heymondo offers several amazing benefits and very few downsides, which explains why we have annual multi-trip insurance with this company. Since we will be taking a number of trips over the next year, this policy saves us a considerable amount of money. You can find out more in our Heymondo review and save 5% on your plan with the promo code below.
2. SafetyWing, a cheap travel insurance for Bali
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SafetyWing is undoubtedly the best option for health insurance during travel to Bali. Their Nomad Insurance plan offers excellent worldwide coverage across all medical categories, and it is also the most affordable Bali travel insurance among the plans compared. Travellers can even opt to extend the plan automatically each month if they wish to continue travelling, making it ideal for digital nomads seeking long-term travel insurance.
While the Nomad Insurance plan provides some limited travel coverage like baggage loss and trip interruption, this protection is not as comprehensive as other travel insurance. Additionally, the $250 deductible means the policyholder must pay the first $250 of any medical costs before SafetyWing covers the remaining balance.
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3. World Nomads, the best holiday insurance for Bali for sporty travelers
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You’ll also benefit from good coverage in all travel- and health-related categories, as well as a $0 deductible for medical expenses. In terms of cost, however, the Standard plan is a little on the steep side. After all, you can obtain a higher level of coverage in all categories for a much lower price with Heymondo.
While World Nomads provides reasonably priced inexpensive travel insurance, it`s only a good value if participating in numerous adventurous activities.
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4. IMG, a reliable travel insurance for Bali, Indonesia
IMG is a well-respected travel insurance provider that many travelers trust for their insurance needs. As such, it probably comes as no surprise that IMG’s iTravelInsured SE plan provides a solid amount of coverage in all categories, including trip cancellation insurance.
This particular travel insurance for Bali plan even provides Cancel for Work Reasons protection as well as coverage for pre-existing medical conditions. There`s also a $0 deductible applicable to medical expenses, so as long as your claim is approved, IMG will entirely cover any bills from treatment overseas.
However, one drawback is that the iTravelInsured SE plan has a higher price than other options I reviewed. Therefore, if you want comparable or better coverage for less money, consider Heymondo.
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What travel insurance do I need for Bali?
Ultimately, obtaining coverage for incidents that may arise in Bali is not technically mandatory, but it’s still prudent to purchase some kind of protection. Take it from me: when I was touring the Monkey Forest in Ubud, a monkey attacked me! I then rushed to the nearest hospital, where I was quickly treated.
Fortunately, I had purchased travel medical insurance for my trip to Bali before departing, so I knew my healthcare costs would be covered. When I saw the bill, though, I was especially relieved I had invested in insurance – that treatment was quite expensive! Save yourself the stress of going through a similar experience without travel protection by obtaining coverage before you travel.
Any of the insurance plans offered for travel to Bali mentioned above will provide suitable protection, but the outstanding one is Heymondo, which delivers excellent coverage for travel- and medical-related expenses for a reasonable cost.
Meanwhile, if you wish to save money, SafetyWing’s health coverage for trips to Bali is the most affordable choice.
Either way, these fundamentals will help you intend your travel to Bali:
Essentials to save on your trip to Bali
Examine the finest credit cards without foreign transaction fees.
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Obtain a 5% reduction on your travel protection for Bali.
Examine the prime excursions in Bali to make the most effective use of your time HERE and HERE.
INExpensive FERRIES from Bali (hotel pick-up not included).
Should you have any additional questions regarding the purchase of travel coverage for Bali or planning your trip, feel free to leave a comment below!
