Travel Insurance for Canada – 5 Best Sites to Search (2024)

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👉 Jump to:Best Canada Travel Insurance Sites | Requirements | Why Get Insurance | Safety | Tips | Methodology | FAQ

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I was once a corporate insurance lawyer in the US but left that career half a decade ago to travel the globe. Readers often inquire about travel insurance, so I chose to write this article to clarify why I personally get Canada travel insurance when I visit Canada (or any other country), and which websites I search.

Declarations: We do not offer insurance . This post is only for information. It is not insurance recommendations. Connections are associate connections. Using them assists this freelance blog. See our Advertising Policy.

Best Travel Insurance for Canada

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a blue and white photo of a korean flag function reportWindowSize() { let barContainer = document.querySelector(“#kb-progress-bar21282_314a4c-4c”); let type = “line”; let barSvg = barContainer.querySelector(“svg”); if ( ! barSvg ) { return; } let barPaths = barSvg.querySelectorAll(“path”); let path1 = barPaths[0]; let path2 = barPaths[1]; let stokeWidths = [2,2,2]; if( window.innerWidth < 768 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[2]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[2]); path2.setAttribute( “stroke-width”, stokeWidths[2]); } else if( window.innerWidth < 1025 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[1]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[1]); path2.setAttribute( “stroke-width”, stokeWidths[1]); } else { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[0]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[0]); path2.setAttribute( “stroke-width”, stokeWidths[0]); } } window.onresize = reportWindowSize; var waitForProgressBar21282_314a4c4c = setInterval(function () { if (typeof ProgressBar !== “undefined” ) { clearInterval(waitForProgressBar21282_314a4c4c); let responsiveStrokeSizes = [2,2,2]; let initialStroke; if( window.innerWidth < 768 ) { initialStroke = responsiveStrokeSizes[2]; } else if( window.innerWidth < 1025 ) { initialStroke = responsiveStrokeSizes[1]; } else { initialStroke = responsiveStrokeSizes[0]; } let progressBar21282_314a4c4c = new ProgressBar.Line(“#kb-progress-bar21282_314a4c-4c”, { color: “#ffcc00”, trailColor: “var(–global-palette7, #EDF2F7)”, duration: “2000”, easing: “easeInOut”, strokeWidth: initialStroke, }); let progressBarController21282_314a4c4c = new ScrollMagic.Controller(); let desiredAnimation = new ScrollMagic.Scene({triggerElement: “#kb-progress-bar21282_314a4c-4c”}); desiredAnimation.triggerHook(0.88); desiredAnimation.addTo( progressBarController21282_314a4c4c ); desiredAnimation.on(“start”, function (e) {progressBar21282_314a4c4c.animate( 0.94 , { duration: 2000, step: function(state, bar) { let value = 0; let elementContainer = document.getElementById(“kb-progress-bar21282_314a4c-4c”); let elementAbove = document.getElementById(“current-progress-above21282_314a4c-4c”); let elementInside = document.getElementById(“current-progress-inside21282_314a4c-4c”); let elementBelow = document.getElementById(“current-progress-below21282_314a4c-4c”); if( false ) { value = Math.round(bar.value() * 100 ); } else { value = Math.round(bar.value() * 5); } value = bar.value() * 5; value = Math.round( value * 10) / 10;value = value.toFixed(1); if( elementAbove ){ elementAbove.innerHTML = “” + value + “%”; } else if ( elementInside ){ elementInside.innerHTML = “” + value + “%”; } else if ( elementBelow ){ elementBelow.innerHTML = “” + value + “%”; } elementContainer.setAttribute(“aria-valuenow”, value); } } , function(){} );});} }, 125);

a sign with a picture of a cat on it function reportWindowSize() { let barContainer = document.querySelector(“#kb-progress-bar21282_7519f2-f6”); let type = “line”; let barSvg = barContainer.querySelector(“svg”); if ( ! barSvg ) { return; } let barPaths = barSvg.querySelectorAll(“path”); let path1 = barPaths[0]; let path2 = barPaths[1]; let stokeWidths = [2,2,2]; if( window.innerWidth < 768 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[2]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[2]); path2.setAttribute( “stroke-width”, stokeWidths[2]); } else if( window.innerWidth < 1025 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[1]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[1]); path2.setAttribute( “stroke-width”, stokeWidths[1]); } else { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[0]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[0]); path2.setAttribute( “stroke-width”, stokeWidths[0]); } } window.onresize = reportWindowSize; var waitForProgressBar21282_7519f2f6 = setInterval(function () { if (typeof ProgressBar !== “undefined” ) { clearInterval(waitForProgressBar21282_7519f2f6); let responsiveStrokeSizes = [2,2,2]; let initialStroke; if( window.innerWidth < 768 ) { initialStroke = responsiveStrokeSizes[2]; } else if( window.innerWidth < 1025 ) { initialStroke = responsiveStrokeSizes[1]; } else { initialStroke = responsiveStrokeSizes[0]; } let progressBar21282_7519f2f6 = new ProgressBar.Line(“#kb-progress-bar21282_7519f2-f6”, { color: “#ffcc00”, trailColor: “var(–global-palette7, #EDF2F7)”, duration: “2000”, easing: “easeInOut”, strokeWidth: initialStroke, }); let progressBarController21282_7519f2f6 = new ScrollMagic.Controller(); let desiredAnimation = new ScrollMagic.Scene({triggerElement: “#kb-progress-bar21282_7519f2-f6”}); desiredAnimation.triggerHook(0.88); desiredAnimation.addTo( progressBarController21282_7519f2f6 ); desiredAnimation.on(“start”, function (e) {progressBar21282_7519f2f6.animate( 0.88 , { duration: 2000, step: function(state, bar) { let value = 0; let elementContainer = document.getElementById(“kb-progress-bar21282_7519f2-f6”); let elementAbove = document.getElementById(“current-progress-above21282_7519f2-f6”); let elementInside = document.getElementById(“current-progress-inside21282_7519f2-f6”); let elementBelow = document.getElementById(“current-progress-below21282_7519f2-f6”); if( false ) { value = Math.round(bar.value() * 100 ); } else { value = Math.round(bar.value() * 5); } value = bar.value() * 5; value = Math.round( value * 10) / 10;value = value.toFixed(1); if( elementAbove ){ elementAbove.innerHTML = “” + value + “%”; } else if ( elementInside ){ elementInside.innerHTML = “” + value + “%”; } else if ( elementBelow ){ elementBelow.innerHTML = “” + value + “%”; } elementContainer.setAttribute(“aria-valuenow”, value); } } , function(){} );});} }, 125);

According to my experience as a user of these sites, here are my current top picks for the 5 best travel insurance for Canada sites to browse:

TravelInsurance.com (#1 Overall)

a black and white photo of a cell phone function reportWindowSize() { let barContainer = document.querySelector(“#kb-progress-bar21282_f9f225-fe”); let type = “line”; let barSvg = barContainer.querySelector(“svg”); if ( ! barSvg ) { return; } let barPaths = barSvg.querySelectorAll(“path”); let path1 = barPaths[0]; let path2 = barPaths[1]; let stokeWidths = [1.75,1.75,2]; if( window.innerWidth < 768 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[2]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[2]); path2.setAttribute( “stroke-width”, stokeWidths[2]); } else if( window.innerWidth < 1025 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[1]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[1]); path2.setAttribute( “stroke-width”, stokeWidths[1]); } else { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[0]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[0]); path2.setAttribute( “stroke-width”, stokeWidths[0]); } } window.onresize = reportWindowSize; var waitForProgressBar21282_f9f225fe = setInterval(function () { if (typeof ProgressBar !== “undefined” ) { clearInterval(waitForProgressBar21282_f9f225fe); let responsiveStrokeSizes = [1.75,1.75,2]; let initialStroke; if( window.innerWidth < 768 ) { initialStroke = responsiveStrokeSizes[2]; } else if( window.innerWidth < 1025 ) { initialStroke = responsiveStrokeSizes[1]; } else { initialStroke = responsiveStrokeSizes[0]; } let progressBar21282_f9f225fe = new ProgressBar.Line(“#kb-progress-bar21282_f9f225-fe”, { color: “#ffcc00”, trailColor: “var(–global-palette7, #EDF2F7)”, duration: “2000”, easing: “easeInOut”, strokeWidth: initialStroke, }); let progressBarController21282_f9f225fe = new ScrollMagic.Controller(); let desiredAnimation = new ScrollMagic.Scene({triggerElement: “#kb-progress-bar21282_f9f225-fe”}); desiredAnimation.triggerHook(0.88); desiredAnimation.addTo( progressBarController21282_f9f225fe ); desiredAnimation.on(“start”, function (e) {progressBar21282_f9f225fe.animate( 0.94 , { duration: 2000, step: function(state, bar) { let value = 0; let elementContainer = document.getElementById(“kb-progress-bar21282_f9f225-fe”); let elementAbove = document.getElementById(“current-progress-above21282_f9f225-fe”); let elementInside = document.getElementById(“current-progress-inside21282_f9f225-fe”); let elementBelow = document.getElementById(“current-progress-below21282_f9f225-fe”); if( false ) { value = Math.round(bar.value() * 100 ); } else { value = Math.round(bar.value() * 5); } value = bar.value() * 5; value = Math.round( value * 10) / 10;value = value.toFixed(1); if( elementAbove ){ elementAbove.innerHTML = “” + value + “%”; } else if ( elementInside ){ elementInside.innerHTML = “” + value + “%”; } else if ( elementBelow ){ elementBelow.innerHTML = “” + value + “%”; } elementContainer.setAttribute(“aria-valuenow”, value); } } , function(){} );});} }, 125);

Pros:

  • This insurance comparison site allows users to compare hundreds of options with just one click.
  • Reviews from customers are easy to find
  • Filters to search for CFAR & Covid-19

If time allowed for only a single site to find the best travel insurance for Canada, I`d get a quote at TravelInsurance.com.

TravelInsurance.com is an extraordinary site for rapidly getting a lot of cites from various travel protection organizations. I particularly appreciate their client audits include, which permits you to rapidly see audits from genuine clients.

The search filters also work extremely well if you`re looking for a specific type of travel medical coverage. They have filters for policies that cover canceling trips for any reason, covid-19 protections, as well as protections for seniors or those with pre-existing health conditions.

The website`s seamless interface also makes it simple to match key particulars and pricing at a glance.

The only real disadvantage to TravelInsurance.com is that the many alternatives available could be overwhelming for some. However, thanks to its ease of use and helpful filters, I personally believe it`s the single best site for juxtaposing travel insurance for Canada (or anywhere else).

I have personally obtained cover from the site numerous times and will continue to do so.

VisitorsCoverage (Comparison Site)

a black and white photo of a clock on a wall function reportWindowSize() { let barContainer = document.querySelector(“#kb-progress-bar21282_8e4d1e-7f”); let type = “line”; let barSvg = barContainer.querySelector(“svg”); if ( ! barSvg ) { return; } let barPaths = barSvg.querySelectorAll(“path”); let path1 = barPaths[0]; let path2 = barPaths[1]; let stokeWidths = [1.75,1.75,2]; if( window.innerWidth < 768 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[2]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[2]); path2.setAttribute( “stroke-width”, stokeWidths[2]); } else if( window.innerWidth < 1025 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[1]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[1]); path2.setAttribute( “stroke-width”, stokeWidths[1]); } else { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[0]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[0]); path2.setAttribute( “stroke-width”, stokeWidths[0]); } } window.onresize = reportWindowSize; var waitForProgressBar21282_8e4d1e7f = setInterval(function () { if (typeof ProgressBar !== “undefined” ) { clearInterval(waitForProgressBar21282_8e4d1e7f); let responsiveStrokeSizes = [1.75,1.75,2]; let initialStroke; if( window.innerWidth < 768 ) { initialStroke = responsiveStrokeSizes[2]; } else if( window.innerWidth < 1025 ) { initialStroke = responsiveStrokeSizes[1]; } else { initialStroke = responsiveStrokeSizes[0]; } let progressBar21282_8e4d1e7f = new ProgressBar.Line(“#kb-progress-bar21282_8e4d1e-7f”, { color: “#ffcc00”, trailColor: “var(–global-palette7, #EDF2F7)”, duration: “2000”, easing: “easeInOut”, strokeWidth: initialStroke, }); let progressBarController21282_8e4d1e7f = new ScrollMagic.Controller(); let desiredAnimation = new ScrollMagic.Scene({triggerElement: “#kb-progress-bar21282_8e4d1e-7f”}); desiredAnimation.triggerHook(0.88); desiredAnimation.addTo( progressBarController21282_8e4d1e7f ); desiredAnimation.on(“start”, function (e) {progressBar21282_8e4d1e7f.animate( 0.94 , { duration: 2000, step: function(state, bar) { let value = 0; let elementContainer = document.getElementById(“kb-progress-bar21282_8e4d1e-7f”); let elementAbove = document.getElementById(“current-progress-above21282_8e4d1e-7f”); let elementInside = document.getElementById(“current-progress-inside21282_8e4d1e-7f”); let elementBelow = document.getElementById(“current-progress-below21282_8e4d1e-7f”); if( false ) { value = Math.round(bar.value() * 100 ); } else { value = Math.round(bar.value() * 5); } value = bar.value() * 5; value = Math.round( value * 10) / 10;value = value.toFixed(1); if( elementAbove ){ elementAbove.innerHTML = “” + value + “%”; } else if ( elementInside ){ elementInside.innerHTML = “” + value + “%”; } else if ( elementBelow ){ elementBelow.innerHTML = “” + value + “%”; } elementContainer.setAttribute(“aria-valuenow”, value); } } , function(){} );});} }, 125);

Pros:

  • Very simple to customize your insurance coverage
  • Quotes tend to be more affordable

Cons:

  • Having an abundance of possibilities may feel overwhelming

My second preferred site presently for finding travel insurance is VisitorsCoverage.

VisitorsCoverage offers a service similar to TravelInsurance.com where you quickly receive numerous price estimates from different providers by entering a few basic details

Although there are marginally fewer filtering options, the filters available are highly useful: coverage for cancelled adventures, Covid-19 benefits, cancellable options, renewable policies, and rental car coverage.

I also appreciate that you can filter for policies that cover or exclude locations in the United States. This is valuable if you solely need coverage for Canada since policies covering the US tend to be more costly (due to the high expenses of the US medical system!).

Another unique advantage of VisitorsCoverage is the ability to get a quote for either travel medical insurance or trip insurance. If you don`t care about trip cancellation or other travel insurance benefits and are strictly looking for travel medical cover, you may find that VisitorsCoverage returns the cheapest quotes for that type of coverage only.

Finally, I believe it`s worth noting that VisitorsCoverage has a 4.7 out of 5 star rating on TrustPilot, which is fairly good for a travel insurance company. Overall, this site is excellent and a relatively close second place in my view.

Genki (Digital Nomad Health Insurance)

a sign with a picture of a cat on it function reportWindowSize() { let barContainer = document.querySelector(“#kb-progress-bar21282_797c0d-77”); let type = “line”; let barSvg = barContainer.querySelector(“svg”); if ( ! barSvg ) { return; } let barPaths = barSvg.querySelectorAll(“path”); let path1 = barPaths[0]; let path2 = barPaths[1]; let stokeWidths = [1.75,1.75,2]; if( window.innerWidth < 768 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[2]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[2]); path2.setAttribute( “stroke-width”, stokeWidths[2]); } else if( window.innerWidth < 1025 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[1]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[1]); path2.setAttribute( “stroke-width”, stokeWidths[1]); } else { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[0]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[0]); path2.setAttribute( “stroke-width”, stokeWidths[0]); } } window.onresize = reportWindowSize; var waitForProgressBar21282_797c0d77 = setInterval(function () { if (typeof ProgressBar !== “undefined” ) { clearInterval(waitForProgressBar21282_797c0d77); let responsiveStrokeSizes = [1.75,1.75,2]; let initialStroke; if( window.innerWidth < 768 ) { initialStroke = responsiveStrokeSizes[2]; } else if( window.innerWidth < 1025 ) { initialStroke = responsiveStrokeSizes[1]; } else { initialStroke = responsiveStrokeSizes[0]; } let progressBar21282_797c0d77 = new ProgressBar.Line(“#kb-progress-bar21282_797c0d-77”, { color: “#ffcc00”, trailColor: “var(–global-palette7, #EDF2F7)”, duration: “2000”, easing: “easeInOut”, strokeWidth: initialStroke, }); let progressBarController21282_797c0d77 = new ScrollMagic.Controller(); let desiredAnimation = new ScrollMagic.Scene({triggerElement: “#kb-progress-bar21282_797c0d-77”}); desiredAnimation.triggerHook(0.88); desiredAnimation.addTo( progressBarController21282_797c0d77 ); desiredAnimation.on(“start”, function (e) {progressBar21282_797c0d77.animate( 0.9 , { duration: 2000, step: function(state, bar) { let value = 0; let elementContainer = document.getElementById(“kb-progress-bar21282_797c0d-77”); let elementAbove = document.getElementById(“current-progress-above21282_797c0d-77”); let elementInside = document.getElementById(“current-progress-inside21282_797c0d-77”); let elementBelow = document.getElementById(“current-progress-below21282_797c0d-77”); if( false ) { value = Math.round(bar.value() * 100 ); } else { value = Math.round(bar.value() * 5); } value = bar.value() * 5; value = Math.round( value * 10) / 10;value = value.toFixed(1); if( elementAbove ){ elementAbove.innerHTML = “” + value + “%”; } else if ( elementInside ){ elementInside.innerHTML = “” + value + “%”; } else if ( elementBelow ){ elementBelow.innerHTML = “” + value + “%”; } elementContainer.setAttribute(“aria-valuenow”, value); } } , function(){} );});} }, 125);

Pros:

  • Cost-effective monthly medical insurance
  • Simple claims process

Cons:

  • Only medical – not full travel coverage (no gear, theft, or trip delay provisions)

Are you a digital nomad or long term traveler looking for coverage in Canada? For the monthly medical coverage, you might look into Genki`s monthly plans. I myself recently opted to utilize health insurance provided by Genki and so far have found the experience of availing their services to be satisfactory.

However, it`s crucial to recognize that Genki does not provide comprehensive travel insurance.

Currently, Genki`s coverage is solely restricted to medical benefits and does not incorporate things like trip cancellation insurance, lost baggage insurance, or rental vehicle insurance. If failing to travel as planned or needing to end a trip early are concerns, you`ll likely want a separate travel insurance policy for visiting Canada.

The main advantage of Genki is the relatively low expense, as well as the fact that coverage can be set to renew promptly from month to month. For digital travelers like myself who are generally concerned with emergency medical protection, Genki is an innovative solution.

For brief trips or travelers seeking more comprehensive coverage beyond emergency medical care alone, considering quotes from other websites in this list may provide better options.

Insure My Trip (Best Insurance Site for Seniors)

a green and white sign on a green and white sign function reportWindowSize() { let barContainer = document.querySelector(“#kb-progress-bar21282_357eff-a0”); let type = “line”; let barSvg = barContainer.querySelector(“svg”); if ( ! barSvg ) { return; } let barPaths = barSvg.querySelectorAll(“path”); let path1 = barPaths[0]; let path2 = barPaths[1]; let stokeWidths = [1.75,1.75,2]; if( window.innerWidth < 768 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[2]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[2] / 2) + ” L 100,” + ( stokeWidths[2] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[2]); path2.setAttribute( “stroke-width”, stokeWidths[2]); } else if( window.innerWidth < 1025 ) { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[1]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[1] / 2) + ” L 100,” + ( stokeWidths[1] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[1]); path2.setAttribute( “stroke-width”, stokeWidths[1]); } else { if( type === “line” ){ barSvg.setAttribute( “viewBox”, “0 0 100 ” + stokeWidths[0]); path1.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); path2.setAttribute( “d”, “M 0,” + ( stokeWidths[0] / 2) + ” L 100,” + ( stokeWidths[0] / 2)); } path1.setAttribute( “stroke-width”, stokeWidths[0]); path2.setAttribute( “stroke-width”, stokeWidths[0]); } } window.onresize = reportWindowSize; var waitForProgressBar21282_357effa0 = setInterval(function () { if (typeof ProgressBar !== “undefined” ) { clearInterval(waitForProgressBar21282_357effa0); let responsiveStrokeSizes = [1.75,1.75,2]; let initialStroke; if( window.innerWidth < 768 ) { initialStroke = responsiveStrokeSizes[2]; } else if( window.innerWidth < 1025 ) { initialStroke = responsiveStrokeSizes[1]; } else { initialStroke = responsiveStrokeSizes[0]; } let progressBar21282_357effa0 = new ProgressBar.Line(“#kb-progress-bar21282_357eff-a0”, { color: “#ffcc00”, trailColor: “var(–global-palette7, #EDF2F7)”, duration: “2000”, easing: “easeInOut”, strokeWidth: initialStroke, }); let progressBarController21282_357effa0 = new ScrollMagic.Controller(); let desiredAnimation = new ScrollMagic.Scene({triggerElement: “#kb-progress-bar21282_357eff-a0”}); desiredAnimation.triggerHook(0.88); desiredAnimation.addTo( progressBarController21282_357effa0 ); desiredAnimation.on(“start”, function (e) {progressBar21282_357effa0.animate( 0.78 , { duration: 2000, step: function(state, bar) { let value = 0; let elementContainer = document.getElementById(“kb-progress-bar21282_357eff-a0”); let elementAbove = document.getElementById(“current-progress-above21282_357eff-a0”); let elementInside = document.getElementById(“current-progress-inside21282_357eff-a0”); let elementBelow = document.getElementById(“current-progress-below21282_357eff-a0”); if( false ) { value = Math.round(bar.value() * 100 ); } else { value = Math.round(bar.value() * 5); } value = bar.value() * 5; value = Math.round( value * 10) / 10;value = value.toFixed(1); if( elementAbove ){ elementAbove.innerHTML = “” + value + “%”; } else if ( elementInside ){ elementInside.innerHTML = “” + value + “%”; } else if ( elementBelow ){ elementBelow.innerHTML = “” + value + “%”; } elementContainer.setAttribute(“aria-valuenow”, value); } } , function(){} );});} }, 125);

Pros:

  • Generally locates quotes for seniors even when other sites won”t offer anything past a certain age
  • Also finds quotes for existing medical conditions

Cons:

  • The accommodation does not clearly state what kinds of coverage would be provided for issues related to COVID-19.
  • Clunky user experience
  • Alia Palace Hotel – Pefkochori: A relaxing choice, perched on a hillside overlooking Pefkohori and away from the hustle and bustle below. With its large pool and nearby bar/restaurant, you get views and space that you will not find next to the beach. • Hotel phone: +30 237 406 1166

Another unique benefit to this company is that if a claim needs to be made, a representative can be assigned to assist through their dedicated customer service program.

Overall, I find the website for Insure My Trip to be clumsy and more difficult to navigate in comparison to the other abovementioned travel insurance sites. Additionally, I do not favor how challenging it is to locate information concerning covid-19 within the policies on the site

Aardy (Travel Insurance Comparison Site)

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Pros:

  • Their “Best Price Guarantee” promises you won”t discover a lower cost
  • Insurers providing coverage for Covid-19 are clearly identifiable on this site.

Cons:

  • You have to give them your email simply to obtain a quote (quite bothersome!)
  • Less user friendly

The final website on this list of the 5 best Canada travel insurance providers is Aardy.

Similar to some well known comparison websites for travel insurance like TravelInsurance.com and VisitorsCoverage, Aardy allows travelers to conveniently look over insurance quotes from several providers all in one place.”

The main pros of Aardy are the clearly exhibited covid-19 coverages, and their “Best Price Guarantee” They also offer fairly clear information about trip cancellation coverages, making it easy to compare policies at a glance.

However, in my view, their user interface feels less intuitive to navigate. Additionally, I dislike that providing an email address is mandatory merely to receive a quote, unlike other comparison sites listed here. While Aardy does permit comparing options, the site lacks the filtering capabilities present on other insurance comparison platforms above.

Canada Travel Insurance Requirements

Canada does not mandate travel protection for visitors to Canada. Tourists visiting Canada will not be asked for it at immigration, nor is it a requirement for entry to Canada.

However, numerous visitors to Canada opted to insure their trips. Specifically, healthcare for foreigners can be rather costly in Canada (the public medical system solely covers locals, not travelers from abroad).

The choice regarding cover and what is right is yours alone to make. In the next section, I will explain why I always opt for emergency medical coverage when visiting Canada.

Why I Get Canada Travel Insurance

a tall brick building with a clock on it

While medical coverage before traveling to Canada isn`t required, there are valid motives for why I personally opt to get insurance for trips:

Traveling can be fun yet not always sunny with rainbows. Besides the Covid-19 virus disrupting plans, there are other ways a trip to Canada may not go as hoped.

Here are some of the things I look for when comparing travel insurance for visitors to Canada (again, ALWAYS check your specific policy to see what exactly is and is not covered):

  • 💉 Emergency Medical Coverage: Health issues can arise anywhere, even in Canada. Should I experience a covered loss, crisis medical coverage may help save thousands of dollars in doctor expenses. It`s important to note that for pre-existing medical conditions, numerous policies have provisions and limitations that may necessitate unique consideration when analyzing developing medical insurance coverage.
  • 🚗 Rental Car Coverage: The vast unpopulated lands of Canada offer many superb road trips. Depending on whether you already have rental car coverage or what your policy includes, travel insurance with vehicle rental coverage may be useful. See our full guide to driving in Canada for more on rules, regulations, and license necessities in the country.
  • 💻 Equipment Theft Protection: Having experienced break-ins that stole cameras, laptops, phones, and other gear while journeying before, I understand the annoyance of such losses. One approach to gain peace of mind is through policies including this type of reimbursement, though maximum payouts per claim are usually limited. The fine print requires close examination.
  • 📞 Emergency Assistance: Many travel plans come with 24/7 crisis assistance, which may be helpful in times of need.
  • ✈ Insurance Covering Canceled or Interrupted Trips: This type of insurance may reimburse the insured for certain prepaid expenses that are non-refundable should they need to cancel a trip to Canada due to a covered reason. Personal experience has shown me that the unexpected is apt to occur. You never know what might come up forcing the cancellation of a holiday in Canada. Naturally, no trip cancellation or interruption plan can account for every scenario, so be sure to review the policy details carefully.
  • Cancel for Any Reason (“CFAR”) Protection – CFAR protection is typically very expensive but, as the name recommends, is often the most inclusive cover available for cancellation. I like that you can filter for CFAR policies on TravelInsurance.com.

Naturally, there are just a few of the kinds of coverage available, but they are the ones I look at most intently. Specifically, I tend to focus quite a lot on emergency medical care benefits when comparing policies.

It`s important to remember that no policy safeguards against everything and travel insurance does not guarantee 100% coverage of all situations.

Always carefully scrutinize your insurance policy`s conditions and terms menu to see if it offers the coverage you require BEFORE you purchase, and seek advice from a licensed insurance specialist if you have any queries.

Canada Travel Safety Information

a man and a woman walking on a beach near the oceanCanada is typically very safe. In actual fact, the nation has been ranked the second most secure country globally

While most travelers to Canada encounter no troubles exploring its scenic provincial attractions, it is prudent to remain vigilant at all times and research the latest US Department of State travel advisories for Canada before your trip.

Crime in Canada

Canada`s crime rates are typically very low and have been declining for decades [ Supply]. In most locations, violent crimes in opposition to tourists are quite rare.

However, simply because Canada is recognized as one of the safest countries abroad does not signify it is completely free of crime. Petty theft, such as pickpocketing and snatch-and-grab incidents, regularly occurs in the nation`s provincial urban areas.

Here are some pointers for remaining safe in Canada (or any place else you pay a visit!):

  • 👀 Always be aware of your surroundings
  • 👜 Keep your belongings close
  • 🚗 Drive safely and securely fasten your seatbelt on your road trip through Alberta,Vancouver Island, or wherever else you`re traveling!
  • 💳 Have a backup credit card or cash 
  • 💻 Have a plan to protect your gear, and always back up laptops and cameras

Healthcare in Canada

Canada has universal, publicly funded national healthcare facilities system known as the Canadian Medicare. However, Canada`s public healthcare system typically does not cover most visitors, who still have to pay out of pocket for medical care.

This is a major consideration for me when comparing Canada travel insurance policies, as obtaining coverage for unexpected medical costs and expenses while traveling is one of my top priorities.

Covid-19 in Canada

Covid-19 presents a risk throughout the world, and Canada is not an exception. As the situation continues developing, be sure to check the most recent Canada covid statistics before your trip.

You can also see the CDC`s updates for information pertaining to US travelers exiting the country internationally.

Canada Travel Tips & Info

Where to Go in Canada

a clock tower in the middle of a grassy field

Canada contains popular destinations. Some of the best places to visit in Canada, both well-known and emerging, include:

Consult our full article on the best places to visit in Canada for additional travel-planning motivation.

When to Visit Canada

a body of water with a couple of boats on it

Generally, the best timeframe of the year to explore Canada is between June and October, when the climate is relatively mild.

However, the factors influencing when someone chooses to visit Canada include many considerations, so the full guide to timing a trip to Canada provides more details about climate, weather patterns, and special events.

Methodology

About Nate Hake: I have experience as a travel blogger, formerly practicing law, and have been exploring the world as a full-time tourist for over 6 years. Canada is somewhere I have visited and acquired travel insurance for on multiple occasions. This website, Travel Lemming, is among the top online guides to destinations within Canada. We delight in helping our readers discover the finest places to go in Canada and worldwide.

Methodology: Ultimately, this listing is subjective, but it is based on private research and personal experiences with the mentioned sites. I have personally obtained insurance policies from companies on this list, for myself and family associates. When considering travel insurance in Canada, it does not differ considerably from other countries. Thus I focus my evaluation on assessing what I believe are the most crucial factors: straightforwardness, overall user-friendliness, and customer reviews from policyholders who have submitted claims.

FAQs About Canada Travel Insurance

a woman standing in front of a wooded area

Here are quick, short answers to commonly asked questions about the purchase of Canada travel insurance:

What is the best travel insurance in Canada?

The best travel protection for Canada will rely upon numerous factors, like your nation of origin, age, medical history, and the purpose of your trip. There are several websites you can utilize to locate and compare countless quotes. See the above segment on the most useful sites to search for more.

How much is visitor insurance in Canada?

Based on sample estimates from multiple insurance websites, typical visitor insurance expenses for Canada tend to average approximately $10 USD each day. However, the cost of travel protection in Canada varies significantly depending on factors for instance the carrier, your age, visit length, and whether you have existing medical conditions. Generally, longer trips that incorporate more expensive flights, accommodations, and pre-booked activities will lead to higher spending on insurance for visiting Canada.

What travel insurance do I need in Canada?

Canada does not necessitate travel insurance to enter the country on a tourist visa. Whilst it depends on your situation, many visitors purchase travel insurance for Canada for benefits such as emergency medical coverage, trip cancellation and interruption protection, gear coverage, and emergency assistance.

Do I need emergency medical insurance to travel to Canada? 

Canada does not require any kind of insurance when entering the country. However, as mentioned earlier, the advantages of travel coverage in Canada are considerable. So it’s always wise to obtain insurance before visiting the nation.

***

It is hoped that this guide on travel insurance for Canada provided useful information. Be sure to review any coverage plan`s terms and conditions before purchasing, and consult a licensed broker.

Experience visiting Canada, and while on your trips, be sure to check out all our Canada travel guides.

Other travel insurance articles:

I hope reviewing this guide helped you find the best travel insurance for Canada depending on your circumstances. Enjoy your trip to Canada!

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Welcome to my travel website! I’m Mary Howard, an American who has been exploring the world full-time for 8 years.

Together with my husband, Intan, we often find ourselves in our second home, Bali, but our adventures take us to exciting destinations all over the globe.

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