Procuring protection against dangers for travel in Indonesia should top your checklist of actions before departing. Delays to luggage, terminated flights, and sicknesses in fact transpire often during traveling, so it is prudent to prepare by holding coverage for travel in Indonesia.
Personally, we utilize Heymondo insurance for all of our journeys. They’ve provided our travel coverage for years, and we’ve had nothing but great encounters with their team. (You can read our evaluation of Heymondo to find out more.) Best of all, you can even get a discount on their insurance just for being a Capture the Atlas reader.
Naturally, there are plenty of other admirable Indonesia travel insurance plans, which I’ll cover below. Most significantly, all the plans I’ll discuss are travel insurance plans with COVID-19 coverage. This guide to the best travel insurance for Indonesia contains everything you need to know, like:
- Is travel medical insurance compulsory for Indonesia?
- Travel insurance expenditure in Indonesia
- Best travel protection for Indonesia
- Is travel insurance necessary for a trip to Indonesia?
Ready to learn more about Indonesia travel insurance? Just keep reading !
Table of Contents
Is travel insurance mandatory for Indonesia?
Having insurance coverage for healthcare expenses while visiting Indonesia is not presently mandatory for entering the country. However, just because Indonesian medical insurance isn’t compulsory doesn’t signify purchasing some isn’t a wise choice.
In fact, purchasing Indonesia travel insurance ensures you will have coverage if you fall ill, miss a flight, lose your bags, and more. Having protection from a travel health insurance plan is particularly important, since receiving medical care in Indonesia without insurance can leave you with a large bill to pay yourself (I learned this from my own experience, as you’ll read about). That’s why, ultimately, travel insurance is worthwhile to obtain.
Indonesia travel insurance cost
I’ll share all about the keys to getting the best prices on rental vehicles. In this article, I’ll explain where to search for rental cars and how to find the top discounts for travel, as well as the many other factors you need to consider to save money on your rental car.
To provide you with an idea of how much Indonesia travel insurance costs, I’ve used the example of a 30-year-old American from Pennsylvania who is traveling to Indonesia for a week and whose trip costs $2,500 to generate quotes from four companies.
|
Price |
$38.18 |
$10.50 |
$66.91 |
$77 |
|
Deductible |
$0 |
$250 |
$0 |
$0 |
|
COVID-19 Coverage |
Yes |
Yes |
Yes |
Yes |
|
Emergency Medical Costs |
$250,000 |
$250,000 |
$100,000 |
$150,000 |
|
Trip Cancellation |
$3,500 |
Not covered |
$2,500 |
100% of $2,500* |
|
Evacuation & Repatriation |
$500,000 |
$100,000 |
$300,000 |
$500,000 |
|
Baggage Loss |
$1,700 |
$3,000 |
$1,000 |
$1,500 |
|
COMPARE TOP TRAVEL INSURANCE FOR INDONESIA |
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*an example cost was provided
As seen above, Heymondo provides the optimal all-around choice for travel protection to Indonesia. Meanwhile, if budget is a concern or travel health insurance alone is needed, SafetyWing stands out as another excellent alternative. Of course, all four Indonesian travel insurance plans highlighted have their own strengths, ensuring any selection would be a good fit .
1. Heymondo, the best Indonesia travel insurance
Heymondo has emerged as one of the best travel insurance companies for good reason. Their travel insurance for Indonesia boasts the best travel- and medical-related coverage of all the plans examined. Moreover, even with this high amount of coverage across all categories, the Top plan is still extremely reasonable in cost.
Best of all, you`ll never need to file a claim to receive reimbursement for medical expenses. Instead, the Heymondo team will arrange payments directly with the medical center, so you won`t have to pay anything out of pocket. Additionally, the Top plan`s $0 deductible means 100% of your medical costs will be covered by Heymondo.
If budget is a primary concern or you simply want basic medical coverage while visiting Indonesia,SafetyWing is a good choice. Otherwise, Heymondo offers the most comprehensive travel protection for trips to Indonesia.
| Advantages | Disadvantages |
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We`ve used Heymondo for years and they always deliver excellent customer care. You can get a discount on one of their policies only for reading our content.
2. SafetyWing, a great travel health insurance for Indonesia
If you’re looking for travel health insurance for Indonesia, there is no better choice than SafetyWing. Not only will you benefit from an extremely affordable plan with top medical coverage, but you’ll also enjoy worldwide coverage.
Even better, if you opt to continue traveling, you can easily broaden your plan and choose to have it renew automatically on a monthly basis while you’re abroad. You’ll also have some restricted travel-related protection, like trip interruption and travel delay insurance, but the coverage won’t be as thorough as it is with an Indonesian travel insurance plan similar to Heymondo’s.
Additionally, SafetyWing`s Nomad Insurance plan has an out-of-pocket limit of $250 for medical costs. This means you will be required to pay the first $250 of any incurred medical bills before SafetyWing covers the remaining balance. As such, it may be worth spending a little more up front for Indonesian travel coverage to qualify for a $0 deductible.
| Advantages | Disadvantages |
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3. World Nomads, a top Indonesian travel insurance for adventurers
While World Nomads’ Standard plan delivers solid basic Indonesian travel medical coverage, its key benefit is its adventure and sporting event inclusion. If your trip involves activities like scuba diving, surfing, and additional pursuits, this travel coverage for Indonesia is essential.
The Standard plan also offers decent protection in all medical- and travel-related categories. It even presents a $0 deductible for medical costs. However, you can get higher amounts of coverage in all categories at a lower cost with Heymondo.
Due to this, I only suggest purchasing World Nomads’ travel insurance for Indonesia if participation in numerous sports and activities is planned.
| Advantages | Disadvantages |
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4. IMG, a reliable travel insurance to enter Indonesia
IMG is a travel insurance company that many travelers trust for everything from Cancel for Any Reason travel insurance and travel insurance for pre-existing conditions to trip cancellation insurance. As you might expect, their travel insurance for Indonesia is just as reliable as their other plans and provides a more-than-sufficient amount of coverage in all categories.
The $0 deductible for medical costs is also a plus. Still, the IMG iTravelInsured SE plan is the most expensive of all the plans I compared, so it’s not the best choice for travelers who are trying to save money. However, the good news is that you can get even a higher amount of coverage for a lower price with Heymondo.
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Indonesia travel insurance requirements
For those intending to purchase coverage for potential incidents while visiting Indonesia, a travel insurance plan should incorporate some key types of protection.
Protection for medical expenses during emergencies is the most important type of coverage for any insurance plan. Naturally, no one wants to get hurt or sick while traveling, though it can happen regardless. Likewise, having COVID-19 coverage is pivotal since quarantine living and food expenses can accumulate swiftly.
You should also make sure that you have evacuation and repatriation coverage. That way, your transportation fees will be included if you need to be sent back to your home country for medical treatment or for political reasons.
Lastly, don’t forget to spend time experiencing the lively atmosphere of the Pueblo Marinero, referenced as one of the prime attractions in Costa Teguise developed by César Manrique.
Do I need travel insurance for Indonesia?
As I’ve already mentioned, there’s no entry requirement to have travel protection for Indonesia. Even so, it’s always wise to have travel insurance – I know from firsthand experience!
During a 7 day trip in Bali, I went to the Sacred Monkey Forest in Ubud. There, one of the monkeys climbed on me and unfortunately bit me! Thankfully, I had travel insurance for Bali so all my medical bills were covered. Otherwise, my medical care would have been very costly.
Now, I’m not indicating that you’ll also be bitten by a non-human primate when you visit Indonesia (I truly hope not!), but my encounter is a superb reminder that unexpected matters can occur anytime during travel. That’s why it’s safest (and most prudent for your finances!) to procure Indonesia travel protection.
Obviously, there are other international SIM cards for Europe besides Holafly, so continue reading to learn about some other possibilities. I’ll provide an overview of each card, like its advantages and disadvantages, so you can choose the most convenient option for your trip.
Another superb alternative, especially if only medical protection is needed, is SafetyWing. In any case, as long as costs of medical care, COVID-19, and repatriation are covered by your Indonesian travel insurance, you’ll be all set for an amazing trip.
