a woman holding a towel on top of a beach

Acquiring travel insurance for the Dominican Republic to enter the country isn`t necessarily mandatory, but you undoubtedly won`t feel remorseful obtaining DR travel insurance coverage, particularly if you experience any health problems or travel mishaps.

a beach filled with lots of green and yellow sand

Previously, the Dominican Republic provided a complimentary medical care arrange with COVID-19 protection to going by travelers, yet now that this medical services design has finished, it is progressively critical to hold travel coverage including COVID-19 assurance.

If you’re wondering, undoubtedly the superior travel insurance for the Dominican Republic is Heymondo. Their plans offer the maximum amount of coverage for the most reasonable price, and best of all, you will never have to pay out-of-pocket medical fees because Heymondo pays your medical expenses upfront for you.

a street sign with graffiti on it

5% OFF your travel protection

.with all medical bills paid upfront!
.ONLY UNTIL MARCH 24TH
.GET IT HERE!

Do I need travel insurance for the Dominican Republic?

While not among the entry criteria for the Dominican Republic, purchasing travel coverage for the Dominican Republic is prudent because you`ll avoid paying any medical fees or additional travel costs out of pocket.

As free medical coverage for tourists no longer exists, acquiring Dominican Republic travel insurance represents the sole avenue for guaranteeing healthcare during a DR trip.

How much is Dominican Republic travel insurance?

To help you select suitable travel insurance for DR and comprehend the associated costs, I’ve compared quotes for travel coverage in the Dominican Republic by using a hypothetical 30-year-old American traveling there for one week whose trip expenses total $2,500.

HEYMONDO TOP

WORLDNOMADS STANDARD

IMG ITRAVELINSURED TRAVEL SE

TRAWICK SAFE TRAVELS EXPLORER

Price

$38.17

$62.28

$77

$49.66

COVID coverage

✔️

✔️

✔️

✔️

Emergency Medical Expenses

$250,000

$100,000

$150,000

$50,000

Departure and Repatriation

$500,000

$300,000

$500,000

$200,000

Trip Interruption

$2,500

$2,500

one hundred fifty percent of $2,500*

one hundred percent of $2,500*

Trip Cancellation

$3,500

$2,500

one hundred percent of $2,500*

one hundred percent of $2,500*

Luggage Loss

$1,700

$1,000

$1,500

$750

DOMINICAN REPUBLIC TRAVEL INSURANCE COMPARISON CHART

*Cost utilized for example.

Best Travel Insurance for the Dominican Republic

While all four providers of Dominican Republic travel insurance have benefits, the superior choice for coverage on a trip to the Dominican Republic is unquestionably Heymondo. Heymondo stands apart because it offers travelers the greatest extent of protection for the most reasonable cost and pays medical costs up front instead of requiring a claim to be submitted.

1. Heymondo, the best travel insurance for the Dominican Republic

Heymondo provides the best protection when travelling to the Dominican Republic and the ideal health insurance for trips in the Dominican Republic. It delivers excellent coverage across all medical and travel contingencies. Even with maximum coverage amount, Heymondo`s Top plan remains the most affordable of all the travel insurance options for the Dominican Republic, giving the best balance between protection and cost.

a street sign with graffiti on it

Additionally, Heymondo is the sole DR travel insurance provider that directly and preemptively covers medical costs instead of necessitating out-of-pocket payment followed by a reimbursement claim. Heymondo’s top plan also offers superb protection for COVID-19 screening and treatment overseas, and supplementary electronics or adventure activities coverage can be added to the plan.

Heymondo’s sole drawback is that it does not cover travelers who are over the age of sixty-nine, so if you are an older traveler, IMG or Trawick may be better suited for your needs.

Advantages Disadvantages
  • Most affordable DR travel insurance
  • Maximum protection provided in every class except for Trip Interruption
  • The option that provides the best value relative to its price
  • Only company directly and preemptively covering medical fees instead of relying on claims reimbursement
  • Allows coverage for electronics and adventure sports activities
  • COVID-19 coverage
  • Only covers travelers up to age 69

Currently, we have an yearly travel protection plan because it’s the most practical and affordable choice for regular travelers. If you do opt to get your travel coverage to the Dominican Republic from Heymondo, you can shave off 5% on their policies with the discount connection below.

a street sign with graffiti on it

5% OFF your travel protection

.with all medical bills paid upfront!
.ONLY UNTIL MARCH 24TH
.GET IT HERE!

2. World Nomads, a reliable DR travel insurance

Are you planning an exciting, heart-pumping trip to the Dominican Republic? World Nomads has the perfect Dominican Republic travel insurance for you since their Standard plan includes Adventure Sports and Activities coverage for everything from archery to ziplining.

a sign that is on the side of a building

The World Nomads Standard plan offers balanced protection across medical and travel contingencies and, like any of the top-rated travel insurance options, extends coverage for COVID-19 care abroad.

The hotels ” Hananoyado Fukuya“, ” Madoka no Mori“, ” Washintei Hogetsu“, ” Kijitei Hoeiso“, and ” Seikansou.” were mentioned

Advantages Disadvantages
  • Robust coverage across all categories
  • Incorporates protection for Adventure Sports and various physical activities
  • COVID-19 coverage
  • Can obtain similar or better coverage for half the price
  • You must submit a claim to be reimbursed for medical expenses
  • Only covers travelers up to age 69

3. IMG, a good travel health insurance Dominican Republic

An excellent choice for travel protection to the Dominican Republic is IMG, whose plans provide a high amount of coverage in both travel- and medical-related categories.

a blue and white street sign next to a blue sky

The iTravelInsured Travel SE plan offers the greatest amount of Trip Interruption coverage of all the plans I compared and even includes Cancel for Work Reasons coverage, so you can cancel your trip if you are unexpectedly terminated or transferred. This plan is also suitable for older travelers since it covers individuals who are aged 70 and up.

If budget is a concern, IMG may not be the top choice for DR travel insurance since it is the most expensive plan. Just keep in mind you can receive comparable or even superior coverage at a more cost-effective price through Heymondo.

Advantages Disadvantages
  • Highest level of Trip Interruption coverage
  • High amount of coverage in all categories
  • Includes Cancel for Work Reasons coverage
  • Covers travelers 70+
  • COVID-19 coverage
  • Most expensive DR travel insurance plan
  • Can get similar or better coverage for a significantly lower cost
  • You must submit a claim to be reimbursed for medical expenses

4. Trawick, a cheap travel insurance Dominican Republic

Trawick presents a fantastic choice for those searching for cost-effective travel health insurance for a trip to the Dominican Republic, particularly if you`re a senior citizen. Their Safe Travels Explorer plan covers travelers over 70 years of age and provides coverage for COVID-19 treatment abroad.

a sign that has a bunch of words on it

The Safe Travels Explorer plan also offers good coverage for interrupted trips and cancelled trips and is reasonably priced.

However, this plan has the lowest coverage for Emergency Medical Expenses, Evacuation and Repatriation, and Baggage Loss of all the travel insurance for the Dominican Republic plans I evaluated, so if you desire improved coverage for an even more affordable price, Heymondo is your best alternative.

Advantages Disadvantages
  • Affordably priced
  • Suitable protection for unplanned interruptions or cancellations of a Trip
  • Covers travelers 70+
  • COVID-19 coverage
  • Lowest coverage for Emergency Medical Expenses, Evacuation and Repatriation, and Baggage Loss
  • Coverage may be found for a reduced rate
  • You must submit a claim to be reimbursed for medical expenses

What should my travel insurance to the Dominican Republic cover?

There are plenty of choices for coverage for travel to the Dominican Republic that it can be overwhelming to try and select a plan. To simplify the selection process, here are the key elements any quality travel protection for trips to the Dominican Republic should incorporate:

  • Emergency healthcare costs – you could contract COVID-19, fracture a bone, or go through food poisoning while you’re traveling. Possessing DR journey insurance with emergency medical coverage indicates that isolation fees, remedy expenses, and medicine will be all protected, so you won’t be stuck responsible for high-priced health bills individually.
  • Evacuation and repatriation – injuries and sicknesses do not always occur in the most convenient locales. If one seriously harms themselves in a remote area requiring airlifting to the nearest hospital or becomes gravely ill necessitating transportation back to one`s home country for treatment, evacuation and repatriation coverage will reimburse for the (very expensive) cost of transportation fees.
  • Trip cancellation, interruption, and delay – life doesn’t always go according to plan; you may be forced to cancel or postpone your trip due to inclement weather, sudden death in the family, or even jury duty. However, just because you need to change your plans doesn’t mean you have to lose out on the money you paid for your trip. Coverages that allow the recouping of all pre-paid travel expenses in case of needing to alter travel arrangements.
  • Baggage loss – even if your bag gets lost, stolen, or delayed, you still need to have a toothbrush and some clothes to wear. Avoid having to buy all new toiletries and clothes with your own money by purchasing Dominican Republic travel insurance with baggage loss coverage.

Is DR travel insurance worth it?

Though non-compulsory, obtaining Dominican Republic travel protection proves useful, because in the absence of free medical services for tourists, visitors have no healthcare without DR travel insurance. Still, it remains one of the finest Latin American nations to explore.

Don’t put yourself in a difficult position without medical coverage; be sure to obtain the most suitable travel insurance for the Dominican Republic,Heymondo. Not only will you receive excellent protection for a reasonable cost, but you can also save even more money with our reader discount.

a street sign with graffiti on it

5% OFF your travel protection

.with all medical bills paid upfront!
.ONLY UNTIL MARCH 24TH
.GET IT HERE!