Greece Travel Insurance | 5 Best Sites to Search [in 2024]

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• Compares hundreds of insurers in one click
• Easy to see customer reviews
• Filters allow searching for coverages relating to CFAR and Covid-19.

🍽️ Contemporary Italian | $$ | Website | 📍 Google Maps | 📞 +44 203 889 6173

You can conveniently enter your trip details to pull up comparisons, and then securely purchase insurance directly through the website.

I obtained quotes for journey insurance to Greece from hundreds of corporations. The site also displays client reviews on the side to provide an idea of how reputable each business is. Frankly, navigating the site can be a challenge, but for those comparing options, it`s the best available based on my individual view.

Here`s a helpful suggestion for using this website: make good use of the handy filters to refine your search for the coverages that matter most to you. For example, they have filters for COVID-19 coverage or for locating Cancel for Any Reason (“CFAR”) coverage for Greece.

VisitorsCoverage (Comparison Site)

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• It is straightforward to customize your coverage options in Thailand
• Quotes tend to be cheaper

• Having too many choices can become confusing

If you”re seeking the lowest cost travel insurance for Greece, I find that VisitorsCoverage tends to provide the most budget-friendly quotes.

VisitorsCoverage is another travel insurance comparison website that allows you to easily obtain quotes from many insurance companies simultaneously. It offers handy filters for things like COVID-19 coverage, CFAR insurance for Greece, and rental automobile coverage.

The key difference between VisitorsCoverage and TravelInsurance.com is that VisitorsCoverage allows you to decide whether trip insurance or travel medical protection is required. Medical coverage alone is often more affordable if trip interruption or cancellation insurance is not needed.

Genki (Digital Nomad Health Insurance)

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• Affordable monthly medical coverage
• Simple claims process

• Coverage limited to only medical expenses – no reimbursement for lost items, trip delays, or other non-medical costs associated with travel.

As a digital nomad, I myself currently use Genki for my health coverage. Thus far, I have been satisfied with Genki, but it is undoubtedly not the right option for everyone.

Genki is not a complete travel insurance provider. Genki is more like travel health insurance, specifically aimed at digital nomads and long term travelers. With more remote employees choosing to spend their summer working from Greece, it`s worth bringing up on this list of the best travel insurance for Greece.

Genki provides traveling healthcare coverage utilizing a month-to-month subscription framework. I appreciate that you can opt for your own physician, the reasonably low deductibles, and how it automatically renews each month.

In my view, Genki is the best travel insurance for remote workers currently available on the market. It is what I personally use for travel medical insurance.

However, it is essential to understand Genki does not market travel insurance for items like trip cancellation insurance, trip interruption insurance, or lost luggage insurance. If seeking full travel insurance, one will need to look elsewhere.

Aardy (Comparison Site)

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• Their “Best Price Guarantee” promises visitors won`t find a lower quote anywhere else.
• Covid-19 coverages are clearly highlighted

• You must provide your email simply to receive a quote (quite bothersome!)
• Less user friendly

Aardy is a travel price comparison site that operates quite similarly to the prior suggestion. Simply provide details about your Greece trip, including your email address, and Aardy will send various quotations in a few minutes.

I particularly appreciate how clearly Aardy conveys covid-19 coverages. The site prominently highlights what is included regarding the pandemic, which is useful for rapidly selecting a policy and proceeding with planning your trip.

One downside to using Aardy is that, unlike the other aggregators on this list, it necessitates an email simply to receive a quote (super annoying, I know!).

Insure My Trip (Comparison Site)

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• Often finds quotes for seniors even when other sites won’t provide anything past a specific age point
• Also finds quotes for pre-existing conditions

• No clear communication provided regarding Covid insurance coverage
• Clunky user experience

Insure My Trip was brought to my attention through reader recommendations. Travelers over age 70 or with pre-existing medical conditions have expressed finding coverage more readily on this site.

Insure My Trip is an aggregator assisting you evaluate prices and locate Greece travel insurance addressing pre-existing conditions or anything else.

The Wawaona Meadow Loop is an easy hike that starts at the Wawona Hotel and takes only 1.5-2 hours to leisurely stroll through the national park.

👉 Pro tip: Be sure to thoroughly read all terms and stipulations, and get acquainted with whatever policy you decide on in the end! Solid research will make sure you obtain the travel insurance most suitable for your needs.

Greece Travel Insurance Requirements

Travelers to Greece are not legally obligated to obtain travel medical insurance for trips to Greece. However, despite not being essential for entry into Greece, it may still be advisable for many travelers. The U.S. Embassy in Greece warns American travelers, for example, that the U.S. government does not cover medical bills overseas and recommends that travelers “should purchase insurance before traveling

Why I Get Greece Travel Insurance

Whether or not you need travel insurance for Greece is a self-determined choice, but I have consistently chosen to cover my travels to Greece with trip insurance. That was true even before the pandemic, but it”s particularly true these days.

Here are the key reasons I opted to purchase travel insurance for my trip to Greece:

Trip Cancellation Protection

• What It Is: Trip cancellation protection may kick in if your trip gets called off due to a covered event listed in your insurance. When applicable, this coverage can help you get reimbursed for any non-refundable expense.

• Why It Matters: Whether it`s multiple annual trips or a single trip, travel is often not under our control. Personal or family health problems, natural disasters, or hotel and flight difficulties can all affect your journey. Depending on the provisions of your policy, travel insurance can help cover any expenses or losses.

Emergency Medical Coverage

• What It Is: If you suffer injury or illness while traveling, crisis clinical coverage may help pay for medical bills like hospitalization, x-rays, medications, or outpatient treatment.

• Why It Matters: Paying for medical bills can quickly become very expensive for anyone traveling abroad, so having insurance is important. It`s recommended by the U.S. Embassy in Greece to have emergency medical coverage while visiting the country.”

Rental Car Protection

• What Is Required: Similar to most countries, Greece necessitates drivers possess some form of coverage to legally operate a vehicle. Numerous travel policies incorporate such protections, but be certain to confirm your plan includes them.

• Why It Matters: Greece is renowned for its picturesque mountainous landscape, but that also implies narrow pathways and sharp turns! Leasing a vehicle is an outstanding way to navigate, but clearly, accidents and roadside problems can arise anywhere.

Emergency Medical Evacuation

• What New Medical Transport Coverage Offers: Crisis medical transportation coverage can help finance the costs of urgent medical issues requiring relocation. Based on the distinct stipulations of the plan involved, it can assist cover the expense of travel to a clinic and fund the journey of relatives or a dependent.

• Why It Matters: I earnestly hope to never experience such a severe injury or illness that would necessitate an extended hospital stay or evacuation. However, serious medical issues are possible, and I personally choose to purchase insurance rather than risk amassing thousands in medical expenses for something that may have been covered.

Lost Luggage and Gear Theft Protection

• What Protections Cover Theft of Luggage and Gear: Travel insurance may help recoup costs if luggage or equipment is stolen. Carefully review the policy to ensure coverage for all needed items, and verify limits.

• Why It Matters: Regrettably, every country has its pickpockets! I prefer to utilize travel insurance to cover my more valuable items like a cell phone, laptop, camera, or expensive athletic gear.

Emergency Assistance 

• What Emergency Assistance Is: Most travel insurance policies offer access to help 24 hours a day, 7 days a week by phone. This is beneficial because issues on vacation rarely only occur during standard business hours in one`s home country.”

• Why It Matters: When I’m in a difficult situation while traveling, I appreciate having someone to contact at any time for assistance.

Of course, travel insurance policies differ depending on one`s needs, and these represent just a few of the advantages of travel protection for Greece.

Be sure to carefully read through your travel policies and understand what your coverage includes based on the Greece trip you have planned.

Travel Safety in Greece

Greece remains one of the safest destinations for global tourism. However, always check travel advisories and be aware of trends in Europe and worldwide before your trip.

Before traveling to Greece, I suggest you check for advisories from the US State Department and the UK FCDO.

Crime in Greece

Crime in Greece is relatively low, and the country is viewed as extremely safe for tourists. The greatest risk you’ll face involves petty nonviolent crimes like pickpocketing, comparable to the hazards included in travel to locations like Spain and Ireland.

Implement these tips to avoid petty theft while visiting Greece:

• 👜 Keep watch over your possessions to prevent pickpocketing, especially in crowded cities like Athens.
• 👉 Consider using a money belt or tamper-resistant bag if you’re worried about pickpockets.
• 💳 Keep your essential items like credit cards, ID, and passport individually. Keep a backup payment option separate as well.

Stay safe, but don’t stress too much! Follow sensible precautions, keep your bags zipped, and enjoy Athens, the Greek Islands, or wherever you”re going.

Greece’s Healthcare System

The standard of healthcare provided to citizens in Greece has generally been excellent, though the level of services available may vary between the larger islands and smaller isles.

Like numerous European countries, Greece has a national medical system (ESY) free for Greek citizens. Citizens from EU countries can use a free European Health Insurance Card (EHIC) from a registered office. This card provides coverage for some healthcare costs if you travel to Greece.

For anyone else without the EHIC, like citizens of the USA, travel insurance is your best option for coverage.

Health Insurance in Greece

Greek citizens are covered by national healthcare services. If you are considering relocating to Greece, you could also select an international private medical insurance option available in many countries.

Greece Travel Tips

• 🗺️ Where to Go: Athens, Thessaloniki, Mykonos, Milos, or many other Greek Islands. Santorini is also popular, though in my view it is excessively rated, crowded and expensive.
• 📆 Best Time to Visit: Greece’s climate is best during spring (April – June) and autumn (September – October) to avoid the windy season. See my article on the best times to visit Europe for more info.
• 💶 Currency: Greece uses the Euro
• 🗨️ Language: Greek is the national language, though most Greeks also speak English.

📍 Google Maps | Website

To learn additional travel and holiday tips for visiting Greece, check out my comprehensive Greece Travel Guide.

Methodology

Regarding Nate Hake: I’m a travel author and former corporate attorney originally from Colorado. I have been exploring the world my whole life, including more or less constantly since 2016. I have visited Greece, and obtained travel insurance for Croatia, several times.

Approach: I have taken a hands-on methodology when investigating the travel insurance sites detailed. I obtained policies personally as well as for family traveling together. In ranking sites, I believe transparency, usability, and customer reviews from actual claims are most telling. These guided my subjective evaluations. Ultimately, trying sites yourself gives the best view of comparative worth.

FAQs About Travel Insurance & Greece

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We`ve covered every essential detail regarding travel insurance in Greece and the Greek islands. Don`t forget to carefully examine the terms and conditions of any insurance plan and seek the guidance of a licensed agent if you have any queries or concerns.

Be sure to check out all my Guides About Traveling Around Greece as you plan your trip, and safe travels!

And, honestly, when it comes to travel insurance Greece isn”t all that different than other countries. So you can check out some of our other travel insurance guides here:

• Travel protection coverage considerations for visiting the country of Georgia
• Safety Provisions for Mexico Travel
• Coverage for trips to Thailand
• Coverage for trips to Spain
• Travel coverage for trips to Ireland

I hope you`ve found this Greece travel insurance guide helpful. Enjoy your trip to Greece!